- 閱讀理解A
題干：Forgetaboutthedayswhenbanksluredcustomerswithoffersof“free”toaster.Intheharshnewworldofconsumerbanking,it’stheaccountholderwhomaygetburned.Overthepastfewyears,bankshavesystematicallyraisedtheiroldfeesandinventednewones—asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990,accordingtoBankRateMonitor,anindependentprovideroffinancialdata.Meanwhile,interestratespaidonpassbooksavingsandnegotiableorderofwithdrawal(NOW)accountsfailedtokeeppacewithinflation,letalonewithotherlow-riskinvestments.Andtechnologieslikeautomatedtellermachines(ATMs)havetrulyturnedintocashmachines—forthebank.CheckingProfits.AccordingtoareportbytheFederalReserveBoard,fewerthaneightpercentofallcommercialbanksnowofferfreechecking.Insomebigcities,suchasLosAngelesandSanFrancisco,freecheckingisvirtuallyextinct.What’smore,theminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1,500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble.NationsBankinMiamirecentlyoffereda“DeluxeSecure”checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5,000tiedupinasavingsaccountor$21maintenancefee.NewYorkCity’schemicalinformeditscheckingcustomersthattheir“l(fā)owminimum”accountswouldbeconvertedintonew“relationship”accounts—withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1,500to$3,000.Thedubiousnewbenefitstocustomers?Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980s,competitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldinginvestmentssuchasmutualfunds.Creditcardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgagerates,andnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp.Still,thebankshavemanagedtoregaintheirprofitsinpartwithhighcustomerfees.Infact,thebankingindustryhasreportedrecordearningsoverthepastthreeyears.
題目： The banks’ strategies invented to rip the account holders include（）. - A 、changing the old fees
- B 、offering free checking
- C 、offering free gifts
- D 、creating new fees
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參考答案【正確答案：D】
事實(shí)細(xì)節(jié)題，文章第二段首句指出“在過(guò)去幾年中，銀行有計(jì)劃地提高原有的費(fèi)率，并增加了一些新的收費(fèi)項(xiàng)目，數(shù)目達(dá)到100種之多。”由此可以得出銀行通過(guò)增加收費(fèi)項(xiàng)目來(lái)剝削消費(fèi)者，因此D項(xiàng)“增加新的收費(fèi)項(xiàng)目”為本題正確答案。
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- A 、the inconveniences brought about to the workers by the introduction of automation
- B 、the disturbance of the daily life cycle of workers who have to change shifts too frequently
- C 、the fact that people working at night are often less effective
- D 、the fact that it is difficult to find a number of good night workers
- 2 【閱讀理解A】 Which of the following would not be the advice given by the organization described in the last paragraph to corporations?（）
- A 、Long-term inflation
- B 、How to develop new markets
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- A 、strict law against computer crimes must be enforced
- B 、Companies need to impose restrictions on confidential information
- C 、Companies will guard against computer crimes to protect their reputation
- D 、Companies usually hesitate to uncover computer crimes
- 4 【閱讀理解A】 Although the fuel consumption is greater in the northern hemisphere, temperatures there seem to be falling. This is（）.
- A 、mainly because the levels of carbon dioxide are rising
- B 、possibly because the ice caps in the poles are melting
- C 、exclusively due to the effect of the inertia of the earth’s climate
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- 5 【閱讀理解A】 The example of Julia Roberts is used to show that（）.
- A 、anything can happen on the wedding day
- B 、each engagement gives insurers a chance to profit
- C 、suddenness like that is easy to happen during the wedding
- D 、most wedding insurers will cover things like that
- 6 【閱讀理解A】 The author's attitude towards wedding insurance is（）.
- A 、critical
- B 、neutral
- C 、approved
- D 、indifferent
- 7 【閱讀理解A】 The main purpose of Paragraph 3 is to（）.
- A 、examine how one of Aesop's fables sheds light on certain facets of Greek belie
- B 、dissect one of Aesop' s fables in order to study the elements that make up Greek mythology
- C 、learn from the lesson Presented in one of Aesop's most well-known fables
- D 、illustrate a fable typical of Aesop's style, so as to examine how one goes the meaning behind it
- 8 【閱讀理解A】 The author names the Roman, Aztec and European cultures in order to（）.
- A 、identify other cultures in which fables were the primary method by which to pass on traditions and values
- B 、explicitly name the various types of characters in those culture' s fables
- C 、stress that mythology was used by cultures other than the Greeks to convey societal morals
- D 、establish them, in addition to the Greeks, as the societies most notable for their mythology
- 9 【閱讀理解A】 The main point of this text is（）.
- A 、 Aesop' s fables provide a valuable glimpse into early Greek thought and belief
- B 、the most efficient and reliable way to study the values system of an ancient through study of its mythology
- C 、without a thorough examination of a society on that society would be only partial cultural study on that society would be only partial
- D 、through the study of a culture’s mythological tradition, one can discern some of the underlying beliefs that shaped those stories
- 10 【閱讀理解B】The efforts were not so successful with
- A 、poor countries
- B 、all the world
- C 、the Climate Adaptation Fund
- D 、the Global Fund to Fight AIDS, TB and Malaria
- E 、Bangladesh
- 、Malawi
- 、the U. S. and Europe
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